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Lifetime Pension
Joining your workplace pension

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The Benefits

Becoming a member of your employers workplace pension could be a life long benefit for you, as your employer will also pay in. Even if you leave your job, you can take your pension pot with you, including the payments your employer has made.

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Combine your pensions

Consolidate previous pensions, save all in one place

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retirement planning

Understand your options, plan for life after work 

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invest your way

Explore your options

Flexible contributions

With a workplace pension, regular contributions will be paid to us by your employer. You can alter your contributions at any time. In addition, you can build on your savings

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Consolidate your pensions

You can combine any previous pensions you may hold from another registered pension scheme, free of charge, any time.

Single payments

Arrange to pay a single payment through your employer, or directly to us, help give your savings a boost when you have a little more to give.

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A better way to invest

If you are being automatically enrolled into your workplace pension scheme, your employer will have selected a default investment option for your first contribution. After this the choice is yours. 

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Stay

Remain with the default fund.

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Select

Switch your portfolio to match your feelings on risk.

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Self-Select

Choose your own funds from our collection.

Investing for you

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Cautious

2 out of 10

You accept some risk and aim for a reasonable return. You accept the risk of a small to moderate loss with modest yet frequent fluctuations in value.

Take a look at the portfolios available.

Prospective Risk Level

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moderately cautious

3-4 out of 10

You don't seek risky investments but don't avoid them either. Your aim is a longer term return. You accept modest yet frequent fluctuations in value and the risk of a moderate loss. 

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balanced

5-6 out of 10

You are aiming for higher long term returns and accept significant fluctuations in value. You accept the risk of a greater than moderate loss. 

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moderately adventurous

7-8 out of 10

You are aiming for higher long term returns and accept significant fluctuations in value. You accept the risk of a moderately significant loss. 

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adventurous

9 out of 10

You are aiming for higher long term returns and accept frequent, significant fluctuations in value. You accept the risk of a significant loss. 

Inspire to Retire

Put yourself in the best position and make the money you save work harder for you.

Advice, help and guidance with you at every step 

Work towards your retirement goals, set your target income and discuss your investment plan.

boost your savings

Whether you are contributing from relief at source, or by salary sacrifice their are gains each way. We can help you claim the maximum tax relief available to you, or help you boost your take home pay.

flexibility for your future

Access your savings from age 55 without having to transfer elsewhere. Simply turn on your income at a point when you need it. 

maximise your investment

Your savings can be actively managed by our investment team, enabling your funds to be proactive in their returns. Choose from a portfolio that suits your risk profile and investment beliefs. 

Help when you need it

Digital support is wonderful, but sometimes you just need to be able to pick the phone up to someone. 

 

We are a team waiting to help you, no call centres, no long waits on hold. Human people at the end of the phone or email. 

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